Privacy Policy
Welcome to Integrity Cap. We are committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner, and our affiliates (collectively referred to as “Integrity Cap Solutions,” “the Company,” “we,” “us,” or “our”) manage the collection, storage, and use of information and data. This applies to data collected through our website http://integritycap.ai, its subdomains, affiliate websites, mobile applications, and via telephone, facsimile, email, or other means. Integrity Cap Solutions is dedicated to respecting and protecting the personal privacy rights of all our users, visitors, and customers (“you”). We are committed to safeguarding your personal information.
This Privacy Policy explains how we collect, retain, share, and protect your personal information. We encourage you to read it thoroughly.
Here’s a summary of what you’ll find in this Privacy Policy:
- Personal Information
- Personal Information Exclusions
- How We Obtain Your Personal Information
- Categories of Personal Information We Collect
- How We Use Your Personal Information
- Retention of Your Personal Information
- Disclosure of Your Personal Information
- Rights for California Residents under the California Consumer Privacy Act (CCPA)
- Right to Know
- Right to Delete
- Right to Correct
- Right to Limit the Use of Sensitive Personal Information
- Right to Opt Out
- Right to Non-Discrimination
- Employees / Former Employees / Applicants
- Exercising Your CCPA Rights
- Submitting a Request
- Authorized Agents
- Response Timing and Delivery Methods
- Cookies and Website Trackers
- Third-Party Data Processing
- Do Not Call Policy
- Marketing Communications Opt-Out
- Nevada Residents Disclosure
- Vermont Residents Disclosure
- Social Media
- Do Not Track Signals
- Changes to Our Privacy Policy
- How to Contact Us
1.Personal Information
We collect information that identifies, relates to, describes, or can be associated with an individual consumer or device (“personal information”).
1.1 Personal Information Exclusions
- Publicly available information from government records
- De-identified or aggregated consumer information
- In California, personal information covered by specific privacy laws, including the Fair Credit Reporting Act (FCRA), the Gramm-Leach-Bliley Act (GLBA),
and the California Financial Information Privacy Act (FIPA).
1.2 How We Obtain Your Personal Information
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Directly from you: Information you provide online, by email, phone, or document upload, such as contact details, loan applications, or identity verification documents.
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Directly and indirectly from your activity on our website: Information collected through website submissions or automatic tracking.
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From vendors or third parties: Information from entities assisting with marketing, credit reporting, underwriting, or fraud protection.
1.3 Categories of Personal Information We Collect
- Sensitive Personal Information: Social Security numbers (SSNs), driver’s license numbers, financial account details, precise geolocation, racial and ethnic characteristics, religious beliefs, union membership, contents of communications, and genetic and biometric data.
- Identifiers: Name, alias, address, unique identifiers, internet protocol address, email address, account number, government identification numbers.
- Other Personal Information: Name, signature, SSN, physical characteristics, address, phone number, passport number, driver’s license, insurance policy number, education, employment details, and financial information.
- Protected Classification Characteristics: Age, date of birth, race, ethnicity, national origin, religion, marital status, disability, sex, sexual orientation, veteran status, and genetic information.
- Commercial Information: Records of personal property, products or services purchased, and consumption history.
- Internet or Network Activity: Browsing and search history, interactions with websites or ads.
- Biometric Information: Genetic, physiological, behavioral characteristics, or activity patterns.
- Sensory Data: Audio, electronic, visual, or similar information.
- Professional and Employment-Related Information: Job history, performance evaluations.
- Inferences: Profiles reflecting preferences, characteristics, behavior, and other attributes.
1.4 How We Use Your Personal Information
We may use or disclose your personal information for various purposes, including:
- Performing services, such as maintaining accounts, customer service, and processing transactions.
- Fulfilling requests for information, products, or services.
- Providing alerts, notices, and advertising relevant to you.
- Enforcing contracts and managing billing and collections.
- Ensuring the security and integrity of our services.
- Debugging and repairing errors.
- Conducting internal research and technological development.
- Improving our website and complying with legal requirements.
1.5 Retention of Your Personal Information
We retain personal information based on contractual and legal requirements. This may include maintaining records for customer applications, vendor agreements, and compliance with legal holds.
1.6 Disclosure of Your Personal Information
We may disclose personal information to:
- Service providers and contractors, with contracts ensuring confidentiality and limited use.
- Businesses and advisors with whom we have relationships.
- Governmental and regulatory agencies.
- Credit reporting agencies and vendors.
- Data analytics and security providers.
- Other entities as necessary for service provision, legal compliance, or security.
2. Description of Your Rights Under the California Consumer Privacy Act (CCPA)
This section applies to California residents and outlines your rights under the CCPA:
2.1 Right to Know
You may request disclosure of information about our collection, use, and disclosure of your personal information over the past 12 months, including categories collected, sources, purposes, and third parties involved.
2.2 Right to Delete
You may request deletion of your personal information, with exceptions for transactions, security, debugging, legal obligations, or other necessary purposes.
2.3 Right to Correct
You may request correction of inaccurate personal information.
2.4 Right to Limit the Use of Sensitive Personal Information
You may direct us to limit the use of your sensitive personal information to necessary purposes.
2.5 Right to Opt-Out
You can opt-out of the sale or sharing of your personal information. We do not sell or share personal information of minors under 16 without affirmative authorization.
2.6 Right to Non-Discrimination
We will not discriminate against you for exercising your CCPA rights, including not denying services, charging different rates, or providing different quality of services.
2.7 Employees / Former Employees / Applicants
If you are an employee, former employee, or job applicant, please email us at Support@integritycap.ai for information on your rights and how to exercise them.
3. How to Exercise Your Rights under the CCPA
3.1 How to Submit a Request Yourself
To submit a request under the CCPA, contact us at:
- Phone: 727-516-2800
- Email:mailto:Support@integritycap.ai
Requests do not require an account but may need login for existing accounts. Provide sufficient information to verify your identity.
3.2 How Authorized Agents May Submit a Request
Authorized agents must provide proof of authorization and identity. Email Support@integritycap.ai with:
- Proof of authorization (written permission or power of attorney)
- Valid ID and proof of address
- Verification documents for the consumer
3.3 Response Timing and Delivery Method
We will acknowledge receipt within 10 business days and respond within 45 days, extendable up to 90 days if needed. Responses will be delivered to your account or by mail/electronically.
4. Cookies and Website Trackers
Network advertisers may use cookies to customize ads based on your browsing history. Cookies help enhance your experience and understand site usage. For more details or to opt-out, visit Network Advertising.
4.1 What is a Cookie?
A cookie is a small text file stored on your device that tracks online activity. Cookies can be first-party (set by our website) or third-party (set by other sites).
4.2 Cookies Used on Our Website
- Essential Cookies: Necessary for website functionality.
- Analytics Cookies: Collect information about site usage. Google Analytics Opt-Out
- Third-Party Cookies: Set by external sites for tracking and marketing.
4.3 How to Control and Delete Cookies
You can manage cookies through your browser settings. Disabling cookies may affect site functionality.
5. Do Not Call Policy
We maintain an internal Do Not Call list. Requests are honored within 30 days and remain effective for five years.
6. Marketing Communications Opt-Out
You can opt-out of email marketing by following instructions in emails or contacting us. For direct mail opt-out, send your request to: Integrity Cap Solutions,
382 NE 191st St #189582, Miami, Florida 33179.
7. Nevada Residents Disclosure
To be placed on our Do Not Call List or for more information, contact Support@integritycap.ai or the Nevada Attorney General’s Office.
8. Vermont Residents Disclosure
We do not share information with non-affiliates without your permission unless legally required.
9. Do Not Track Signals
Our site does not respond to Do Not Track signals.
10. Social Media
We recommend reviewing the privacy settings and options available on the social media platforms and business review sites you use. This will help you understand how your information is shared and what control you have over it on these platforms.
11. Changes to Our Privacy Policy
We may update this Privacy Policy at our discretion and at any time. When we make changes, we will inform you via email or by posting a notice on our website’s homepage.
12. Contact Us
If you have any questions or feedback regarding this policy, our practices for handling your personal information, your rights in relation to that information, or if you wish to exercise your rights under California law, please contact us at:
Integrity Cap Solutions, LLC
382 NE 191st St #189582, Miami, Florida 33179
We are committed to addressing any concerns you may have regarding your privacy and are here to assist you with any issues or questions about your personal information.