SBA Eligibility Report | Integrity Cap
SBA Eligibility Report

Understand Your Borrowing Eligibility in Minutes not Months

Get instant insights into your borrowing potential without applying or affecting your credit. Your SBA Eligibility Report is ready.

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Your SBA Eligibility Report

Discover Your SBA Eligibility in Minutes

Gain a complete understanding of your business's SBA loan readiness and what steps to take next.

SBA Readiness Score

See how lenders view your business. Get a clear, data-backed readiness score that shows your approval potential and what drives your eligibility.

Cash Flow and DSCR Insights

Know your financial strength. Understand your repayment capacity and how your business performance supports long-term financing.

Credit and Debt Review

Evaluate your borrowing position. Analyze your credit history and existing debt to learn how these factors affect your loan options.

Action Plan for Approval

Improve your eligibility with confidence. Get personalized recommendations to strengthen your SBA readiness and streamline your approval process.

How It Works

Advanced Technology That Turns Your Financial Data Into Instant SBA Insights

Three simple steps from upload to your personalized eligibility report.

01

Upload Your Financials

Securely upload your tax returns, bank statements, or financial reports in minutes. Your data is encrypted end-to-end and protected with bank-level security.

  • Business tax returns (last 2 years)
  • Last 6 months bank statements
  • Business debt schedule
  • Accepts .pdf, .xls, .doc formats
2024 Business Tax Return
Upload your 2024 business tax return
Pending Completed
PDF
tax_return_2024.pdf
2.4 MB
Drop here
tax_return_2024.pdf
0%
Current Business Debt Schedule
Complete this short debt schedule form
Completed
Past 6 Month Bank Statements
Upload your most recent 6 months of bank statements
Completed
Eligibility Analytics Running
Bank Statement
Beginning Balance $84,230.00
Ending Balance $91,445.50
⚑ Flagged 3 recurring loan payments
Avg Monthly Deposits $38,120.00
Business Tax Return
Gross Revenue $1,240,000
Net Income $187,600
⚑ Flagged Large depreciation deductions
Years Filed 2022 · 2023 ✓
Debt Schedule
Total Outstanding Debt $342,000
Monthly Obligations $14,280 / mo
⚑ Flagged 2 MCA positions detected
DSCR Estimate 1.42 ✓
P&L Statements
Total Revenue $1,240,000
Gross Profit Margin 62.4%
EBITDA $224,800
⚑ Flagged Revenue dip in Q2 2023
Analyzing...
02

Automated Analysis

Our AI-powered engine evaluates your SBA readiness based on cash flow, DSCR, credit trends, and overall business performance — in minutes, not weeks.

  • Cash flow and DSCR analysis
  • Credit history and debt review
  • SBA readiness scoring
  • Personalized action plan generated
03

View Your Eligibility Analytics

Get a personalized, data-rich SBA Eligibility Report that highlights your strengths and offers specific recommendations for improvement.

  • Complete financial breakdown
  • DSCR and cash flow scoring
  • SBA approval recommendation
  • Actionable improvement steps
SBA Eligibility Report
Financial Analysis Summary
Processing
Revenue
$1,240,000
Net Income
$187,600
Interest
$42,300
Depreciation
$28,500
Officers Compensation
$120,000
Annual Business Earnings
$378,400
Total Annual Debt Services
$171,360
Excess Business Earnings
$207,040
Congratulations!
You are approved for an SBA Loan
1.42x
DSCR

Get Your Report Today

Get Your SBA Eligibility Report

Take the first step toward affordable, long-term funding. Generate your SBA Eligibility Report today, free, fast, and secure.

Know Your Eligibility in Minutes
General FAQ

Frequently Asked Questions

Most bank financing requires:

  • 2 Years of time in business
  • $100,000 in Annual Gross Revenue
  • 680+ Personal FICO Score
  • No recent Bankruptcies, Foreclosures, Liens, or Litigation
  • Commercial Credit History

In some instances, we can assist in improving the above areas. Speak with one of our expert consultants today.

Our application process only requires a couple minutes to complete. Simply click on the Apply Now button and provide your information. After submission, your file will immediately begin processing and you will receive updates regarding qualification and financing eligibility within 24 hours.

  • It depends. Processing is based on your personal credit history, commercial credit history, existing debt, and financial strength. For qualifying loan and line of credit applications up to $250,000, you can generally expect funding in 15 business days or less.
  • Once we receive your complete loan application package, you can typically receive bank approval within 3 to 5 business days.
  • For more accurate processing timelines specific to your application, please set a meeting with our team.

We offer:

  • Lines of Credit
  • Term Loans
  • SBA Loans
  • AR Financing
  • Acquisition Loans
  • Equipment Financing
  • Factoring
  • Debt Structuring and Refinancing
  • Partner Buyouts
  • Commercial Real Estate
  • Working Capital
  • Equipment
  • Expansion
  • Building Purchase
  • Hiring and Staffing
  • Marketing and Advertising
  • Technology
  • Partner Buyouts
  • Application Form
  • Last 6 Months Bank Statement
  • 2 Years Business Tax Returns
  • Debt Schedule
Get Started Today

The Fastest Processing and Lowest Fees in the Industry

Know your SBA eligibility in minutes. No hard credit pull. No commitment. Just clarity on your borrowing potential.

No hard credit pull
Response within 24hrs
Dedicated consultant
$250M+ funded